• Fixed interest rate of 3,5% in the first 10 years
  • 0% payment commission
  • The conditions apply to new investments, as well as to refinance of current housing loans in other banks, for recipients of salary over 30,000 denars

Leave us your contact and expect our call in order to help you choose the most appropriate credit product for your needs

Full Name

Enter the desired amount in EUR

Repayment period


Consent to the rules and conditions I responsibly claim, under moral, material and criminal responsibility, that the data stated in the request are true. I agree that the above data will be processed by ProCredit Bank AD. Skopje for the needs of electronic request for housing loan. In the event that a business relationship with the Bank does not occur, I agree to delete them from the Bank's base.

Currency Maximum loan amount Maximum term Annual interest rate
      Nominal interest RTE
EUR none 20 years 3,5% fixed for the first 10 years 3.61%
then 5,2% +6 monthly euribor (min 5,5%)
On-line application and processing of the request
Response to the request within 3 days from the completion of the documentation
Housing loan is used for investment in an apartment/house, but also in the equipment of the new house. With the housing loan are also refinanced the already made investments.
Commissions for housing loan
Payment commission without payment commission
Loan and processing application  850 den.
Assessment 3.000 den.
Reassessment of the living space - per year 3.000 den. 
Commission for early payment maximum 4% if the payment is made with refinancing by another bank
Costs for real estate insurance policy for the pledged real estate from basic risks
Participation 20%
Insurance Mortgage on real estate
Pledged real estate insurance policy vinculated in favor of the bank and renewed for the entire duration of the loan