Save on utility costs

Investment Expenditures before investment Expenditures after investment Savings Return on investment
 I had old and inefficient heating system in my business premises (panel heaters and floor heating system). I replace it with new efficient one - heating pump. Now I can heat my whole premises of 200 m2 in more efficient way. 3,500 kWh / annually 1,862 kWh / annually 1,638 kWh / annually             3.6 / years
Total investment: 60,000  MKD 35,000 MKD / annually 18,620 MKD / annually             16,773 MKD / annually
Term: 2 години
Monthly instalment: 2,673 MKD         
Annual fixed interest rate: 6.5%

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Purpose investments in renovations or home improvements (e.g. a current flat, house or other residence) involving energy efficiency measurements
Currency    MKD   EUR 
MKD 30,000 up to MKD 600,000 EUR 10,000 up to EUR 50,000
Annual fixed interest rates 6.5% for МКD fixed for the first three years, after that 5% + T-bills, but not less than 7.95% (rate of total costs 7.17%) 5.5% for ЕUR fixed for the first three years, after that 5.5% + 6 month Euribor, not less than 6.95% (rate of total costs 5.88%)
Term up to 96 month for МКD up to 180 month for ЕUR
Instalment payment options monthly payments
Minimum period in current employment 6 months
Collateral bill of exchange, guarantor, legal right to debit the client’s account, movables, real estate
Required documents applicant’s ID card, passport or other valid form of identification
Solar panels
Home appliances
Cooling system
Heating system
Geothermal pumps
Biomass boilers
LED lighting
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