ProCredit Bank allows you to process fast and secure domestic transfers. There are three payment options.
Urgent payments – MIPS
MIPS is a system for processing immediate payments of any amount (even payments over MKD 1,000,000) between banks or as payments to public institutions that must be processed urgently, in real time.
Payment orders made through e-banking by 4 pm will be completed on the same day. Payments orders after 4 pm will be completed on the following day.
Regular payments – KIBS
KIBS is a system for processing regular payments between banks or as payments to public institutions; KIBS payments are completed in the course of the working day.
Payment orders made through e-banking by 2 pm will be completed on the same day. Payments orders after 2 pm will be completed on the following day.
KIBS payments are included in the Set of Banking Services and there is not additional fee for each payment separately.
Internal clearing – payments between ProCredit clients
If both the sender and recipient of the funds have accounts at ProCredit Bank, the payment is completed in the fastest and cheapest way.
Payment orders made through e-banking 24/7 will be executed immediately.
Internal payments are included in the Set of Banking Services and there is not additional fee for each payment separately.
Standing orders are a simple, reliable and a fast way to pay regular bills and make other transfers directly from your bank account.
Standing order can be created for following types of transactions:
- Utility payments with fixed amount every month
- Regular savings with FlexSave
- Transfer funds to other people on a regular basis
Types of standing orders:
Standard standing order
Once you activate the standard standing order, the bank will transfer the agreed funds each month, on a set day, to the designated individual or firm.
Limited standing order
A limited standing order lets you specify the maximum amount that can be transferred from your account. If the amount of the standing order is higher than the amount you have set as a limit, the bank will not process the payment.
How can I be sure that the transfer has been completed?